The end and a new beginning

I lost a mentor, friend, mother, and roll model this week. She decided when she was ready to go. She left with dignity. And isn't that the way it should be?
She said I was her 'jewel' . For me, she was my heart.

She was the person I called to talk to every day of my life. She greeted each call as if she hadn't heard from me in a long time. She treated each conversation with enthusiasm deserving of the most interesting story she'd heard. She gave me her advice when asked and listened to my council. She was my fiercest defender and my greatest cheerleader. She was eager to learn new things and eager to hear the latest adventure of the family. She was not perfect and recognized her imperfections but only called attention to the ones we never paid attention to like the size of her ears, nose, and feet; thinning hair. When I looked at her I saw none of these. She was MOM not perfect or imperfect. She just was.

My mom. My friend; my heart. She gave much and asked for little in return. She loved much and hoped for some to be returned. And it was. I will miss the daily conversations; the council I need from time to time; and the love and hugs I which were passed out liberally. How one person can be so fortunate to have such a person in their lives as she had in mine. Great memories. Great support. Great love. Great Mom. My heart.

I've been a little busy lately

This entry is a catch up. I intended this blog to be about real estate and, in a way it still is.

I have reached the point in my life when it is now my turn to help my parents as they helped me so many times in my past. They are now in their 80's and have recently had to leave their home to move to assisted living. To prepare for the move-my parents counted on me to decide what to do and when to do it. This is not a fun place to be!I researched the options available to try to make a good decision. I don't know how others have fared but I would love to hear from some. This blog tells a little of the journey.

I was able to visit 8 or 9 facilities before a hospital stay and broken bones my mother suffered caused us to run out of time and for me to pray I would make the right choice.

Some of the choices in facilities were easy to pass over and others more difficult. The reasons range from too far away to too expensive. They run the gamut between an upscale apartment building to looking like a decaying old building that one might not wish on anyone of that or any age. The pricing is astronomical no mater where one goes but I did find out that there is assistance if one has served in a war in the military. That will be one of my next steps to help finance this move.

After her a hospital stay it seemed to perfect point at which to make the move. My parents are moved. The was made because I wanted them closer to me and remembering the gut feeling I had on the first visit. Not very scientific. Summerville at Chestnut Hill. My prayers were answered. It has been a good choice.

Summerville is a newer facility in Gahanna. The outside looks a little deceiving. It reminds me of a resort or lodge. I like that. Stone on the front. When you enter, it is into a great room. To the left of the center hall is the dining hall. The center hall has a grand piano. To the right of the great room are comfortable sofas and chairs and a flat screen TV. Closer to the entry there are 3 computers that are available for residents to use-I liked that, too. There are tables and chairs behind the sofas that are used for occasional resident parties and the entire area is used for seating when guest musicians come to entertain. There are several patios around. There are lounge chairs at the front entry and side porches...that lodge feeling again.

My mother said she feels relieved not to go through another winter in her other 'home'. No snow to deal with. No groceries to worry about. The doctor and nurses are 'on-site'. She also said she enjoys the peace and quiet after her 3 times a week dialysis treatments.
My dad enjoy it as well? Not so much He doesn't know this side of town and with some dementia going on, won't be driving. I think he is a little relieved that he never 'lost' his license. Not knowing is way around this end of town has helped him know he doesn't really want to venture out. He misses his garden. He has never 'socialized' so this enviroment has been a trial for him. The growing sense of loosing his memory complicates the move. Today, however, there is some hope. He said he's beginning to get used to the place and it 'isn't so bad'.
He also loves it when his grandson comes up to play pool with him...did I mention it had a poker table and a pool table? Very cool.

Now, to the 'real estate' part of this blog. What does one do with the family home?
In this case...a MOBILE HOME. My parents moved to this home after my sister and I left to start our lives. My mother was brought up with the the rule of my grandfather-if you can't pay cash- you don't need it. Those 'Depression' years made a lot of folks have strict ideas on spending money. We are beginning to see that strict idea thing coming back.

Mobile Homes don't sell quite as fast as a home on a fixed spot. They are 'titled' just like a car. They don't appreciate the same way a home does. But they can maintain value. And, when you throw in a few more items into the mix...i.e. washer/dryer, furniture...it could be a good thing to help get it sold.

I'll let you know how it goes.

a part of life

A part of life we don't like to think about is growing older and what those changes might mean in our everyday life. For me, it just meant slowing down. Not stopping. Enjoying life; not being challenged by it. Spending some of that hard earned money on whims or visiting grandchildren; not counting each penny. I never thought about a home becoming an obstacle to every day living!

Part of everyone's life is facing these challenges whether they are happening to you or to loved ones. And finding answers to these can be difficult! Challenging. Tiring. Depressing. Uplifting. Frustrating. But they do or will happen to one and all.

My personal experience comes into play here because I have parents who are requiring some additional help. Help cleaning, cooking, groceries, Dr. appointments, dialysis trips, hair appointments, social trips to visit relatives, in general- everything day-to-day that one might think of. I will use this forum to help in my own small way...anyone who wants to get some answers.

How do we take care of all these things? Well, we better figure it out because, if you are a baby-boomer like me, your turn is coming next! And figuring it out is oh so critical!

BUYERS SEMINAR

I'm sure you have heard of them before. Meet with Realtors, loan officers, and other business people to see what the process is going to be like if you decide to purchase a new home.

Well, there are a lot of new things out there that people should know and now is the time to find out just how they will affect you!

There is a tax credit that could help you. Up to $8,000! Home inspections..should you get one? What happens when? I have a time line that will tell you exactly what happens, when it happens and how much it's going to cost!

Check it out. Thursday, March 12 from 6:30 to 8:00
Here is the address: 6525 W. Campus Oval Suite 100. We're giving away prizes...but you have to register...call 614-273-8701 today!

The long awaited Tax Credit for 1st Time Home Buyers

The 2009 Economic Stimulus Bill, signed into law on February 17th, includes a tax
credit for first time homebuyers. All qualifying homebuyers are entitled to take
advantage of this one-time tax credit.

Up to $8,000 tax credit. The tax credit is equal to the lesser of $8,000 or
10% of the purchase price of the home for first time homebuyers who
purchase a home after January 1, 2009 and before December 1, 2009.

This replaces a previous $7,500 tax credit that was scheduled to expire on
July 1, 2009.

Income requirements. Single taxpayers with incomes up to $75,000
and married couples with incomes up to $150,000 can qualify for the
full tax credit.

First time buyers. Individuals who have not owned a home in the past
three years are considered first time buyers.

Residency requirements. For homes purchased after January 1, 2009, this
tax credit does not need to be repaid if the home is occupied as the buyer’s
personal residence for the first three years from the date of purchase.
Prior to this new legislation the former $7,500 tax credit was required to be
recaptured over a period of 15 years or when the home was sold.

Tax returns. A provision permits taxpayers to claim the tax credit
for homes purchased during 2009 on their 2008 tax return.